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Termite inspections

A termite inspection is a licensed operator's written record of what they found in a structure — live termites, old damage, past treatment, or nothing. Everything here is about that side of the subject: the report itself, the termite letter your lender or buyer wants, who pays for it, and what your state actually requires.

I read the state rules and the federal program documents these requirements come from, and I quote them. Where what you have been told does not match what the documents say, that is usually the most useful part of the page.

The guides

  • What a WDI Report Says, and What It Doesn't

    The form your lender asked for is one page of checkboxes that decides a lot of money. Here is what each box means, what the form rules out, and what it quietly does not.

    7 min read
  • Who Pays for the Termite Inspection?

    The inspection fee, the treatment, and the repairs are three separate negotiations, and conflating them is how people give away money they did not have to.

    6 min read

More is on the way — this is the part of the site I am building first, because it is where a wrong answer costs real money at a deadline.